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PLA Notes CD-ROM 1988-2001 13 REFLECT, savings and credit in Bangladesh

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Document begins: PLA Notes CD-ROM 1988­2001 13 REFLECT, savings and credit in Bangladesh Fazilatum Nessa, Begum Rokeya and Achintan Mazumder Introduction1 repayment requirements or to make the forced savings required by the schemes. The Government of Bangladesh and diverse Bangladeshi NGOs have taken a keen interest The role of REFLECT in women's education and empowerment for over a decade. However, this interest has not It was precisely in this type of context that translated into significant improvements in REFLECT was first developed in Bangladesh, women's literacy, their income levels or their through a pilot programme with ActionAid in social status (UNDP 1997). Programmes tend Bhola Island. REFLECT was designed to to be narrowly focused, the most common make ActionAid's long running shomiti-based strategy involving the formation of women's savings and credit programme more shomitis, (savings and credit groups). It is sustainable by reducing dependency on unusual for programmes to address the multi- ActionAid and enabling the women to manage dimensional needs of women and few focus their own development processes. In our own effectively on strengthening women's own work in Netrakona, REFLECT was developed capacity for analysis and decision-making. in response to a mid-term evaluation of SUS (Sabalamby Unnayan Samity), ...

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