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Human–wildlife conflict and insurance. Can insurance reduce the costs of living with wildlife?

Olivia Wilson-​Holt, Paul Steele

Discussion paper, 26 pages

Developing solutions for human–wildlife conflict is an urgent conservation priority. This threat to coexistence between humans and animals is particularly serious in developing countries, where population growth significantly impacts traditional wildlife ranges. Tried and tested approaches to conflict resolution include schemes to financially offset affected individuals for their loss. To succeed, these schemes need to ensure cost-effective verification, fair and timely payments, incentives for damage prevention and financial sustainability. This paper reviews how existing wildlife insurance programmes and agricultural microinsurance schemes have addressed these challenges.

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Project information

IIED is working to facilitate private markets to insure small-scale women and men farmers for damage caused by human-wildlife conflict, primarily from elephants. This will provide support for insurance in two countries, Kenya and Sri Lanka.

More at www.iied.org:
Livelihoods Insurance from Elephants (LIFE) in Kenya and Sri Lanka

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